Important risk disclosures

Fidelity Retirement Master Trust ("FRMT")

  • The MPF Conservative Fund under the Fidelity Retirement Master Trust does not guarantee the repayment of capital. The purchase of a Unit in the MPF Conservative Fund is not the same as placing funds on deposit with a bank or deposit-taking company.
  • Fidelity SaveEasy Funds are not savings deposits and involve investment risks and this product may not be suitable for everyone. Investors should also consider factors other than age and review their own investment objectives.
  • You should consider your own risk tolerance level and financial circumstances before making any investment choices or invest according to the Default Investment Strategy. When, in your selection of funds or the Default Investment Strategy, you are in doubt as to whether a certain fund or the Default Investment Strategy is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and make investment choices most suitable for you taking into account your circumstances.
  • In the event that you do not make any investment choices, please be reminded that your contribution made and/or benefits transferred into the Master Trust will unless otherwise provided in the Key Scheme Information Document and MPF Scheme Brochure for Fidelity Retirement Master Trust be invested in accordance with the Default Investment Strategy which may not necessarily be suitable for you.
  • You should not invest based on the information on this material alone and should read the Key Scheme Information Document and MPF Scheme Brochure for Fidelity Retirement Master Trust (including potential risks involved) for further information.
  • Investment involves risks, you may suffer significant loss of your investments. Past performance is not indicative of future performance.

You must read the above information before proceeding. By clicking the “ACCEPT” button below, you acknowledge that you have read the relevant risk disclosure statements.

Please read through all of the terms to accept

Apply for TVC via SmartRetire
Pay less tax and save more wisely

The Fidelity SmartRetire mobile app makes setting up your Tax Deductible Voluntary Contributions (TVC) account easier and quicker. Upon successful application, you can save up to HK$10,2001 on contributions yearly.

Download SmartRetire now to set up your TVC account or make additional TVC contributions!

Apply for TVC or make additional contributions via the SmartRetire mobile app

1 The actual tax savings depend on personal income level, entitled tax allowances and deductions as well as the amounts of qualifying deferred annuity policy premiums paid or the amounts of TVC made. Based on the prevailing highest tax rate (i.e. 17%) and the maximum tax deductible limit of HK$60,000, the maximum tax savings can be HK$10,200.

mpf

Act now and enjoy a bonus
from Fidelity MPF

From 1 April 2022 to 31 March 2023, enjoy tax savings^ and up to HK$11,600 bonus units rebate* by making TVC contributions and/or transferring your other TVC assets to Fidelity MPF continuously for 10 years.

^Tax savings are not applicable to TVC transfer-in assets.
*Terms and conditions apply. Please refer to the promotional leaflet for details. You should not invest based on the information on this website alone and should read the Key Scheme Information Document and MPF Scheme Brochure for Fidelity Retirement Master Trust (including potential risks involved) for further information.
~The amount required has to be equal to or more than the latest TVC tax deduction cap, i.e. HK$60,000 as specified by the latest legislation.

Bonus units rebate table
Year of
assessment
TVC contributions/TVC
transfer-in amount~ (HKD)
Bonus units
rebate* (HKD)
Year 1 $60,000 $500
Year 2 $60,000 $600
Year 3 $60,000 $700
Year 4 $60,000 $800
Year 5 $60,000 $1,000
Year 6 $60,000 $1,200
Year 7 $60,000 $1,400
Year 8 $60,000 $1,600
Year 9 $60,000 $1,800
Year 10 $60,000 $2,000
Total bonus unit rebate: $11,600

Open or add contributions to your Fidelity TVC account now

Apply for TVC or make additional contributions via the SmartRetire mobile app
OR
OR

Apply for TVC via application form
Download and fill out the TVC Account Membership Application form
Download and fill out the TVC Account Membership Application form
*Please contact us at 2629 2629 to make an appointment to submit your application.

3 key reasons to manage TVC via the SmartRetire mobile app

Streamlined and convenient process

The entire online application process can be completed in 15 minutes! Best yet, you can conveniently make contributions by selecting from various payment methods. To learn more about TVC, click here.

Debut launch of remote identity verification capability

The identity verification process no longer has to be done face-to-face2. You can now verify your identity anytime, anywhere with our mobile app to complete the requirement.

Change or make additional contributions to your TVC account anytime

You can increase or change your contribution amount easily via the app’s new function.

Streamlined and convenient process

The entire online application process can be completed in 15 minutes! Best yet, you can conveniently make contributions by selecting from various payment methods. To learn more about TVC, click here.

Debut launch of remote identity verification capability

The identity verification process no longer has to be done face-to-face2. You can now verify your identity anytime, anywhere with our mobile app to complete the requirement.

Change or make additional contributions to your TVC account anytime

You can increase or change your contribution amount easily via the app’s new function.

2 Applicable to HK permanent identity cardholders only.
3 You can get started with just your HK permanent identity card and mobile number, without any login credentials.

Important Information

Security and privacy
Terms of use

Investment involves risks. Past performance is not indicative of future performance. Please refer to the Key Scheme Information Document and MPF Scheme Brochure for Fidelity Retirement Master Trust for details including the risk factors. This web page is published by FIL Investment Management (Hong Kong) Limited.

FIL Limited and its subsidiaries are commonly referred to as Fidelity or Fidelity International. Fidelity, Fidelity International, the Fidelity International logo and F symbol are trademarks of FIL Limited.

© 2022 FIL Investment Management (Hong Kong) Limited. All rights reserved.