• Fidelity SaveEasy Funds are not savings deposits and involve investment risks. This product may not be suitable for everyone. Investors should also consider factors other than age and review their own investment objectives.
  • The MPF Conservative Fund under the Fidelity Retirement Master Trust does not guarantee the repayment of capital. The purchase of a Unit in the MPF Conservative Fund is not the same as placing funds on deposit with a bank or deposit-taking company.
  • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of constituent funds, you are in doubt as to whether a certain constituent fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the constituent fund(s) most suitable for you taking into account your circumstances.
  • You should not invest based on the information on this website alone and should read the Principal Brochure of Fidelity Retirement Master Trust for details including the risk factors.
  • Investment involves risks. Past performance is not indicative of future performance.

Fidelity SaveEasy 2035 Fund

Daily Change:
1.31%
0.289
  • Scheme: Fidelity Retirement Master Trust
  • Fund type: Mixed Assets Fund
  • Risk/Return rating+: 5~

Fund performance

Past 5 calendar years performance (%)

Past 5 calendar years performance (%)
20162015201420132012
0.81-1.921.5517.6218.10

Cumulative performance(%)

Cumulative performance(%)
YTD3 mths1 yr3 yrs5 yrs10 yrsSince Launch
8.218.2112.6910.6934.86-121.34

Annualised performance(%)

Annualised performance(%)
YTD3 mths1 yr3 yrs5 yrs10 yrsSince Launch
--12.693.446.16-9.89

Dollar cost averaging return*(%)

Dollar cost averaging return*(%)
YTD3 mths1 yr3 yrs5 yrs10 yrsSince Launch
--8.067.2114.47-30.78

As of 31/03/2017, based on latest unit NAV of most recent calendar month.

Investment objective

The Constituent Fund aims to achieve long term capital growth for investors to 2035, and to invest typically in a wide range of investments covering markets throughout the world, initially with a greater exposure to equities and thereafter, as the year 2035 is approached, greater exposure to bonds and cash. The Constituent Fund also aims to maintain an asset allocation appropriate to achieve a combination of income and long term capital growth as the relevant target year approaches whilst managing the volatility of returns in the short term.

About this fund
Fund details as of31 Mar 2017
Denominated currencyHKD
Launch date27 Oct 2008
Launch price10.00 HKD
Fund sizeHK$309.55 million
Fund descriptorMixed Assets Fund - Global and initially with a greater exposure to equities and thereafter, as the year 2035 is approached, greater exposure to bonds and cash.
PhoneXpress fund code8108
Fund manager
Fund manager
Pek Ng
Manager start date
27 Oct 2008
Fund fees
Fund expense ratio1.57% (Year 2015)
Volatility measures
Risk indicator++

(3-year standard deviation)

12.42%
Risk/Return rating+5~

Source: Fidelity/HSBC Institutional Trust Services (Asia) Ltd./Morningstar Asia Ltd., NAV to NAV, in HKD.

Fidelity SaveEasy Funds are not savings deposits and involve investment risks. This product may not be suitable for everyone. Investor should also consider factors other than age and review their own investment objectives.

Change in NAV since last valuation date.

+

Risk/Return rating is defined using a 5-point risk/return scale as 1 = Lowest risk/return, 2 = Low risk/return, 3 = Medium risk/return, 4 = High risk/return, 5 = Highest risk/return. The risk/return profile for each Constituent Fund is created by FIL Investment Management (Hong Kong) Limited (“Fidelity”), based on its in house analysis, after consideration of the “Risk Factors” described in the Principal Brochure of Fidelity Retirement Master Trust, prevailing market, political, structural, economic and other conditions, and the anticipated asset allocation of each Constituent Fund. The risk/return ratings are provided by Fidelity to investor for reference only and may be subject to change according to regular review (at least once a year) by Fidelity depending on the market conditions without prior notice. Investor should always consider their individual risk and return profile.

~

The SaveEasy Funds will initially have greater exposure to underlying funds investing into equities (which risk/return rating is 5). However, as the SaveEasy Funds draw closer to the applicable target year, the SaveEasy Funds would have a greater exposure to underlying funds investing into bonds and cash (risk/return rating will move down to 2 gradually). As and when the SaveEasy Funds exposures change, the risk/return rating of the SaveEasy Funds would move lower down the risk/return rating scale. Please refer to the sub-section headed “Risk and Return Profile” and the chart displaying the Fidelity SaveEasy Funds Asset Rolldown in the sub-section headed “SaveEasy Funds” in the Principal Brochure of Fidelity Retirement Master Trust for details.

^

The Performance and NAV charts are shown using daily unit NAV.

*

This is the return achieved through investing the same amount at the end of each month, comparing the total contributions with their current value and expressing the gain or loss as a percentage. Source: Gadbury Group Limited.

++

Risk Indicator is measured by the annualised standard deviation of the fund’s monthly rates of return over the past 3 years to the reporting date of the fund factsheet. For constituent funds with less than 3 years of performance history, the risk indicator figure will not be available. Standard Deviation is a measure of the historical performance fluctuation of a mutual fund or portfolio, usually computed using 36 monthly returns. This is to measure how the monthly fund performance movements are away from the average performance. The greater the degree of dispersion, the greater the risk.