How to manage investments

Putting plans into action

Now that you’ve read up on the investing basics, you may want to seek out a fund platform and a fund manager with the choice of funds and expertise that you need.

The steps below can help you get started on your investment journey.

The four-step process:

1. Assess your financial situation and set your investment goals.
See How inflation affects your cash savings

2. When looking at funds, read the fund factsheet to understand each fund in terms of its objective, scope and performance, and choose them according to your risk appetite.
See The risks involved and How to choose funds

3. Allocate your assets between different types of funds and build a well-balanced portfolio with multiple funds of different investment scope.

4. Review your portfolio periodically (for example, quarterly) and make adjustments to the allocation of assets as and when needed.